Surprise Insurance Agent

The night of October 31 st has become a night of kids and families going door to door trick or treating.   When I was a kid we just went door to door and didn’t see any decorations or anything.   Now it seems that more and more people are putting out decorations and setting up their own mini scare house.   Your home can be a great place for families to visit.   If someone gets injured on your property while trick or treating that could spell for some very bad news.   It could open you up for a lawsuit.   Here is a list of things to be aware of to make your home as safe as possible for your visitors on Halloween. Turn on your lights and make sure the walkway is well lit. Remove any potential tripping hazard Place a divider where your decorations are to prevent kids from running to them.   Make sure your decorations aren’t in the way of walkable traffic If it’s windy, remove anything that is hanging that might get blown away. Sit at the end of the drivew

One more moment.   What if we could have one more moment with that loved one that has passed?   What would we say?   What would we do?   The events in Las Vegas is a sobering reminder of the fragility of life.   One moment we are alive and enjoying the finest things in life.   Then the next, tragedy has happened.   We are never guaranteed tomorrow.  As a young man I always made it a habit of saying “I love you” to my kids whenever I dropped them off at school.   For some reason if something happened to me they will remember that daddy’s last words spoken to them was, I love you.   Always be kind to your loved ones.   At times we get upset with each other.  But let’s do what the good book says.   That is “do not let the sun go down while you are still angry” Ephesians 4:26.   Make sure your conversations reinforce your love for your spouse and kids.   Let your last words be of love before departing for the day. As spouses and parents we also have a financial responsibility