Surprise Insurance Agent

College Insurance Needs     So your kids are off to college and it’s very exciting.   But is there anything as parents you should be concerned about as far as insurance.   I’m here to give some thoughts as to a few areas that could leave parents exposed and how to protect yourself from a huge bill.     Renters Insurance   For the most part parents don’t think about getting renters insurance for their student at college.   But there can be some benefits for doing so.   Usually your home policy will extend coverage of personal items up to 10% off premise.   This would include a child away at college.   There is a downside for relying on your homeowner’s policy to cover your student’s items away from home.   If there is a claim for the theft of items it could affect your rates now that you have a claim on your policy.   Or if you have a couple of claims on your home policy that could get you into a situation where an insurance company might non-renew your